Loose Boat Trailer Causes Policy Limits – $200,000

Our clients were traveling on Sunny Mead Blvd. and 60 E Fwy in Moreno Valley when the defendant’s boat which he was towing on a trailer became unhooked from its hitch. Consequently, the boat was propelled directly to our client’s vehicle. The impact caused major damages to our client’s vehicle consisting of a crumpled hood, shattered windshield, scratched left fender, sheered roof, crumpled right fender, scratches and dents on right side doors and scratched and dented front hood. Airbags were also deployed. First responders were called.

Our client sustained a blunt force head injury trauma among other injuries. His wife also suffered serious injuries like head injury, cut on her ear lobe, right side body pain, bruises, neck, back, right arm, right leg, right knee, and right foot pain. Thankfully she has health ins who covered most of the large hospital bill. Besides being traumatized by the experience, their daughter was physically ok for the most part.

We demanded $100k each. The adjuster surprisingly was giving me a hard time and asking for more time and information like lost wages, future treatment, total costs and injuries, etc. I told the adjuster that they have within the time period to respond and based on the injuries and photos provided alone, our client’s will recover in excess of the $100k each, and if they keep delaying this will be bad faith and the policy can be opened. The adjuster sent the tender and releases the next day. We obtained the policy limits of $100k for each client.